# Tarfin > Tarfin is a Turkish agrifintech company that helps farmers buy agricultural inputs now and pay at harvest time through authorized retailers, Tarfin Mobil, and machine learning-based risk assessment. ## Important Notes - Tarfin is not a retail bank. It supports agricultural input purchases with cash and deferred payment options. - Product assortment, brand availability, prices, eligibility, and maturity dates vary by retailer, location, season, and applicant profile. - FAQ, contact, retailer directory, and mobile app listings should be treated as the most current operational sources. - Turkish-language pages are the primary source for current commercial and legal details. ## Company Overview Tarfin Tarım A.Ş. is an agricultural technology and finance company headquartered in Istanbul, Turkey. Its core proposition is to help farmers access fertilizers, seeds, feed, equipment, fuel, and other agricultural inputs with fair pricing and harvest-time payment options. The company serves 65,000+ farmers, works with 1,500+ authorized retailers across Turkey, operates in 75+ cities, and also has operations in Romania. Tarfin Mobil is the main consumer-facing digital channel. Farmers can compare local prices, review retailer options, submit purchase requests, track applications, and view payment information through the app. ## How Tarfin Works ### 1. Compare Inputs And Retailers Farmers use Tarfin Mobil or visit an authorized Tarfin retailer to browse available inputs and compare current prices. ### 2. Choose Cash Or Deferred Purchase The customer selects a product, retailer, and payment model. Deferred payment is structured around harvest-time maturity. ### 3. Submit Application Applications submitted via Tarfin Mobil or authorized retailers are generally evaluated within 4-6 minutes. ### 4. Pick Up From Retailer After approval, the farmer completes the purchase through the selected retailer. Products should generally be picked up within 7 days of approval unless a later delivery arrangement is made. ## Products And Services Tarfin covers a broad set of agricultural inputs, including: - Fertilizers - Seeds - Animal feed - Agricultural equipment - Fuel and related categories - Other agricultural input products sold by authorized retailers Exact brands and SKUs depend on the retailer and region. ## Payment Model Tarfin supports both: - Cash purchases - Deferred purchases with harvest-time maturity Supported payment channels may include: - Bank transfer (Havale/EFT) - Partner bank branch payments - Agricultural card payments for eligible transactions - Credit card payments for eligible transactions through Tarfin Mobil Customers who pay before maturity may receive an automatic discount applied to a later purchase. ## Application Requirements - For deferred purchases up to 400,000 TL, additional documents are generally not required. - For higher amounts, Tarfin's machine learning-based decision model may request a guarantor or additional documentation. - If needed, documents can be uploaded digitally through the retailer platform or Tarfin Mobil. ## Tarfin Mobil Tarfin Mobil is available on Android and iOS. Core use cases: - Compare local prices for agricultural inputs - View nearby authorized retailers - Submit purchase applications - Track application status - Review payment details and due dates - Make eligible card payments - Contact support through in-app messaging App links: - Android: https://play.google.com/store/apps/details?id=com.tarfin - iOS: https://apps.apple.com/us/app/tarfin/id1611712055 ## Retailer Network Tarfin works with 1,500+ authorized retailers across Turkey. Businesses that are authorized to sell agricultural inputs such as fertilizers, feed, seeds, irrigation systems, and fuel can apply to become a Tarfin sales point. Retailer benefits highlighted on the site include: - No membership or registration fee - Access to Tarfin's farmer network - Dealer operations through the retailer platform - Support from Tarfin regional teams Application page: - https://tarfin.com/satis-noktasi-ol Dealer platform: - https://bayi.tarfin.com ## Legal Identity And Contact - Legal name: Tarfin Tarım Anonim Şirketi - Company type: Anonim Şirket - MERSIS: 0823035048800012 - Trade registry: Istanbul Trade Registry - Trade registry no: 70388-5 - Fertilizer distribution license no: 34.1186.0115 - Ministry of Agriculture license no: YK-TR-3400946 - Tax office: Mecidiyekoy - Tax number: 8230350488 - Address: Fulya Mah. Buyukdere Cad. No:76 Quasar Ofis Kat:4, Bolum:135 34394 Sisli, Istanbul - Customer support line: 0850 346 81 82 - Contact page: https://tarfin.com/iletisim ## Governance And Recognition Leadership listed on the public company pages includes: - Chairman of the Board: Ali Emre Ballı - Vice Chairman: Yigit Gozubuyuk - Board Member: Mehmet Memecan - Board Member: Bogac Serkan Guldu Public pages also highlight recognition such as: - Endeavor entrepreneur selection - Fintech Forum recognition - TSPB Capital Markets Awards recognition - EFSE competition recognition - Bonds and Loans Turkey recognition - Digital Money and Fintech Awards recognition ## FAQ Highlights Shopping: - Farmers can shop through Tarfin Mobil or an authorized retailer. - Government fertilizer and seed support can still be claimed because purchases are invoiced in the farmer's name. Payments: - Payment details are sent before maturity by SMS. - Payment details can also be viewed in Tarfin Mobil. Retailers: - The retailer directory and product availability should be checked through Tarfin Mobil and the retailer pages. ## Canonical Pages - Homepage: https://tarfin.com - FAQ: https://tarfin.com/sikca-sorulan-sorular - Contact: https://tarfin.com/iletisim - Retailers: https://tarfin.com/satis-noktalari - About: https://tarfin.com/hakkimizda - Privacy policy: https://tarfin.com/gizlilik - Authorization documents: https://tarfin.com/yetki-belgeleri - Information society services: https://tarfin.com/bilgi-toplumu-hizmetleri ## International Pages - English homepage: https://tarfin.com/en - English about: https://tarfin.com/en/about-us - English retailers: https://tarfin.com/en/retailers - Romanian about: https://tarfin.com/ro/despre-noi